Avenir PrimaFlex — Region 1, Vaud
Region 1, Vaud: the PrimaFlex model from Avenir costs CHF 598.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 598.80, PrimaFlex is not the lowest premium here: Atupri goes down to CHF 570.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'419.60 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 598.80 | CHF 556.90 |
| 500 | CHF 587.80 | CHF 546.70 |
| 1'000 | CHF 560.30 | CHF 521.10 |
| 1'500 | CHF 532.30 | CHF 495.10 |
| 2'000 | CHF 504.70 | CHF 469.40 |
| 2'500 | CHF 477.20 | CHF 443.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 434.50 | CHF 404.10 |
| 500 | CHF 423.00 | CHF 393.40 |
| 1'000 | CHF 394.00 | CHF 366.40 |
| 1'500 | CHF 364.50 | CHF 339.00 |
| 2'000 | CHF 335.50 | CHF 312.00 |
| 2'500 | CHF 306.50 | CHF 285.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 171.40 | CHF 159.40 |
| 100 | CHF 165.60 | CHF 154.00 |
| 200 | CHF 159.80 | CHF 148.60 |
| 300 | CHF 153.90 | CHF 143.10 |
| 400 | CHF 148.10 | CHF 137.70 |
| 500 | CHF 142.30 | CHF 132.30 |
| 600 | CHF 136.40 | CHF 126.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.