Avenir PrimaFlex — Region 2, Vaud
Region 2, Vaud: the PrimaFlex model from Avenir costs CHF 556.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 556.90, PrimaFlex is not the lowest premium here: Assura-Basis goes down to CHF 537.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 1'321.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 556.90 | CHF 517.90 |
| 500 | CHF 545.90 | CHF 507.70 |
| 1'000 | CHF 518.40 | CHF 482.10 |
| 1'500 | CHF 490.40 | CHF 456.10 |
| 2'000 | CHF 462.80 | CHF 430.40 |
| 2'500 | CHF 435.30 | CHF 404.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 404.10 | CHF 375.80 |
| 500 | CHF 392.60 | CHF 365.10 |
| 1'000 | CHF 363.60 | CHF 338.20 |
| 1'500 | CHF 334.10 | CHF 310.70 |
| 2'000 | CHF 305.10 | CHF 283.80 |
| 2'500 | CHF 276.10 | CHF 256.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 159.40 | CHF 148.20 |
| 100 | CHF 153.60 | CHF 142.80 |
| 200 | CHF 147.80 | CHF 137.50 |
| 300 | CHF 141.90 | CHF 132.00 |
| 400 | CHF 136.10 | CHF 126.60 |
| 500 | CHF 130.30 | CHF 121.20 |
| 600 | CHF 124.40 | CHF 115.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.