Avenir PrimaFlex — Zug
Zug: the PrimaFlex model from Avenir costs CHF 362.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 362.40, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 592.80 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 362.40 | CHF 337.10 |
| 500 | CHF 351.40 | CHF 326.80 |
| 1'000 | CHF 323.90 | CHF 301.30 |
| 1'500 | CHF 295.90 | CHF 275.20 |
| 2'000 | CHF 268.30 | CHF 249.60 |
| 2'500 | CHF 240.80 | CHF 224.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 270.10 | CHF 251.20 |
| 500 | CHF 258.60 | CHF 240.50 |
| 1'000 | CHF 229.60 | CHF 213.50 |
| 1'500 | CHF 200.10 | CHF 186.10 |
| 2'000 | CHF 171.10 | CHF 159.10 |
| 2'500 | CHF 165.10 | CHF 153.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 92.30 | CHF 85.90 |
| 100 | CHF 86.50 | CHF 80.50 |
| 200 | CHF 80.70 | CHF 75.10 |
| 300 | CHF 74.80 | CHF 69.60 |
| 400 | CHF 69.00 | CHF 64.20 |
| 500 | CHF 63.20 | CHF 58.80 |
| 600 | CHF 57.30 | CHF 53.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.