Avenir PrimaFlex — Region 1, Zurich
Region 1, Zurich: the PrimaFlex model from Avenir costs CHF 559.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 559.30, PrimaFlex is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 914.40 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 559.30 | CHF 520.10 |
| 500 | CHF 548.30 | CHF 509.90 |
| 1'000 | CHF 520.80 | CHF 484.30 |
| 1'500 | CHF 492.80 | CHF 458.30 |
| 2'000 | CHF 465.20 | CHF 432.60 |
| 2'500 | CHF 437.70 | CHF 407.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 394.80 | CHF 367.20 |
| 500 | CHF 383.30 | CHF 356.50 |
| 1'000 | CHF 354.30 | CHF 329.50 |
| 1'500 | CHF 324.80 | CHF 302.10 |
| 2'000 | CHF 295.80 | CHF 275.10 |
| 2'500 | CHF 266.80 | CHF 248.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.60 | CHF 128.90 |
| 100 | CHF 132.80 | CHF 123.50 |
| 200 | CHF 127.00 | CHF 118.10 |
| 300 | CHF 121.10 | CHF 112.60 |
| 400 | CHF 115.30 | CHF 107.20 |
| 500 | CHF 109.50 | CHF 101.80 |
| 600 | CHF 103.60 | CHF 96.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.