Avenir PrimaFlex — Region 2, Zurich
Region 2, Zurich: the PrimaFlex model from Avenir costs CHF 539.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 539.70, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 883.20 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 539.70 | CHF 501.90 |
| 500 | CHF 528.70 | CHF 491.70 |
| 1'000 | CHF 501.20 | CHF 466.10 |
| 1'500 | CHF 473.20 | CHF 440.10 |
| 2'000 | CHF 445.60 | CHF 414.40 |
| 2'500 | CHF 418.10 | CHF 388.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 381.00 | CHF 354.40 |
| 500 | CHF 369.50 | CHF 343.70 |
| 1'000 | CHF 340.50 | CHF 316.70 |
| 1'500 | CHF 311.00 | CHF 289.30 |
| 2'000 | CHF 282.00 | CHF 262.30 |
| 2'500 | CHF 253.00 | CHF 235.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.70 | CHF 124.40 |
| 100 | CHF 127.90 | CHF 119.00 |
| 200 | CHF 122.10 | CHF 113.60 |
| 300 | CHF 116.20 | CHF 108.10 |
| 400 | CHF 110.40 | CHF 102.70 |
| 500 | CHF 104.60 | CHF 97.30 |
| 600 | CHF 98.70 | CHF 91.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.