Avenir PrimaFlex — Region 3, Zurich
Region 3, Zurich: the PrimaFlex model from Avenir costs CHF 520.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 520.10, PrimaFlex is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, PrimaFlex costs CHF 852.00 less per year than Avenir's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 520.10 | CHF 483.70 |
| 500 | CHF 509.10 | CHF 473.50 |
| 1'000 | CHF 481.60 | CHF 447.90 |
| 1'500 | CHF 453.60 | CHF 421.90 |
| 2'000 | CHF 426.00 | CHF 396.20 |
| 2'500 | CHF 398.50 | CHF 370.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 367.20 | CHF 341.50 |
| 500 | CHF 355.70 | CHF 330.80 |
| 1'000 | CHF 326.70 | CHF 303.80 |
| 1'500 | CHF 297.20 | CHF 276.40 |
| 2'000 | CHF 268.20 | CHF 249.40 |
| 2'500 | CHF 239.20 | CHF 222.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.90 | CHF 119.90 |
| 100 | CHF 123.10 | CHF 114.50 |
| 200 | CHF 117.30 | CHF 109.10 |
| 300 | CHF 111.40 | CHF 103.60 |
| 400 | CHF 105.60 | CHF 98.20 |
| 500 | CHF 99.80 | CHF 92.80 |
| 600 | CHF 93.90 | CHF 87.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.