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MyDoc or smartDoc — Aargau

Aargau: with CONCORDIA, MyDoc costs CHF 500.40 a month in 2026 and smartDoc CHF 486.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 168.00 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 500.40CHF 486.40CHF 168.00
500CHF 488.80CHF 474.80CHF 168.00
1'000CHF 459.60CHF 445.60CHF 168.00
1'500CHF 430.40CHF 416.40CHF 168.00
2'000CHF 401.30CHF 387.30CHF 168.00
2'500CHF 372.10CHF 358.10CHF 168.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.