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MyDoc or smartDoc — Geneva

Geneva: with CONCORDIA, MyDoc costs CHF 661.50 a month in 2026 and smartDoc CHF 632.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 350.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 661.50CHF 632.30CHF 350.40
500CHF 649.90CHF 620.70CHF 350.40
1'000CHF 620.70CHF 591.50CHF 350.40
1'500CHF 591.50CHF 562.30CHF 350.40
2'000CHF 562.40CHF 533.20CHF 350.40
2'500CHF 533.20CHF 504.00CHF 350.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.