MyDoc or smartDoc — Region 1, St. Gallen
Region 1, St. Gallen: with CONCORDIA, MyDoc costs CHF 506.60 a month in 2026 and smartDoc CHF 492.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
smartDoc is the cheaper of the two here: CHF 170.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.
The price at every deductible
| Deductible | MyDoc | smartDoc | Gap per year |
|---|---|---|---|
| 300 | CHF 506.60 | CHF 492.40 | CHF 170.40 |
| 500 | CHF 495.00 | CHF 480.80 | CHF 170.40 |
| 1'000 | CHF 465.80 | CHF 451.60 | CHF 170.40 |
| 1'500 | CHF 436.60 | CHF 422.40 | CHF 170.40 |
| 2'000 | CHF 407.50 | CHF 393.30 | CHF 170.40 |
| 2'500 | CHF 378.30 | CHF 364.10 | CHF 170.40 |
The comparison, region by region
- MyDoc or smartDoc?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.