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Sophie

MyDoc or smartDoc — Region 2, Ticino

Region 2, Ticino: with CONCORDIA, MyDoc costs CHF 602.00 a month in 2026 and smartDoc CHF 581.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 242.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 602.00CHF 581.80CHF 242.40
500CHF 590.40CHF 570.20CHF 242.40
1'000CHF 561.20CHF 541.00CHF 242.40
1'500CHF 532.00CHF 511.80CHF 242.40
2'000CHF 502.90CHF 482.70CHF 242.40
2'500CHF 473.70CHF 453.50CHF 242.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.