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MyDoc or smartDoc — Region 1, Fribourg

Region 1, Fribourg: with CONCORDIA, MyDoc costs CHF 522.50 a month in 2026 and smartDoc CHF 513.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 106.80 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 522.50CHF 513.60CHF 106.80
500CHF 510.90CHF 502.00CHF 106.80
1'000CHF 481.70CHF 472.80CHF 106.80
1'500CHF 452.50CHF 443.60CHF 106.80
2'000CHF 423.40CHF 414.50CHF 106.80
2'500CHF 394.20CHF 385.30CHF 106.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.