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MyDoc or smartDoc — Region 2, Grisons

Region 2, Grisons: with CONCORDIA, MyDoc costs CHF 461.20 a month in 2026 and smartDoc CHF 445.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 187.20 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 461.20CHF 445.60CHF 187.20
500CHF 449.60CHF 434.00CHF 187.20
1'000CHF 420.40CHF 404.80CHF 187.20
1'500CHF 391.20CHF 375.60CHF 187.20
2'000CHF 362.10CHF 346.50CHF 187.20
2'500CHF 332.90CHF 317.30CHF 187.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.