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Sophie

MyDoc or smartDoc — Region 2, Vaud

Region 2, Vaud: with CONCORDIA, MyDoc costs CHF 579.50 a month in 2026 and smartDoc CHF 566.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 156.00 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 579.50CHF 566.50CHF 156.00
500CHF 567.90CHF 554.90CHF 156.00
1'000CHF 538.70CHF 525.70CHF 156.00
1'500CHF 509.50CHF 496.50CHF 156.00
2'000CHF 480.40CHF 467.40CHF 156.00
2'500CHF 451.20CHF 438.20CHF 156.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.