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MyDoc or smartDoc — Neuchâtel

Neuchâtel: with CONCORDIA, MyDoc costs CHF 623.10 a month in 2026 and smartDoc CHF 608.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 170.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 623.10CHF 608.90CHF 170.40
500CHF 611.50CHF 597.30CHF 170.40
1'000CHF 582.30CHF 568.10CHF 170.40
1'500CHF 553.10CHF 538.90CHF 170.40
2'000CHF 524.00CHF 509.80CHF 170.40
2'500CHF 494.80CHF 480.60CHF 170.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.