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MyDoc or smartDoc — Region 1, Valais

Region 1, Valais: with CONCORDIA, MyDoc costs CHF 512.40 a month in 2026 and smartDoc CHF 498.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 172.80 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 512.40CHF 498.00CHF 172.80
500CHF 500.80CHF 486.40CHF 172.80
1'000CHF 471.60CHF 457.20CHF 172.80
1'500CHF 442.40CHF 428.00CHF 172.80
2'000CHF 413.30CHF 398.90CHF 172.80
2'500CHF 384.10CHF 369.70CHF 172.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.