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MyDoc or smartDoc — Region 1, Schaffhausen

Region 1, Schaffhausen: with CONCORDIA, MyDoc costs CHF 511.00 a month in 2026 and smartDoc CHF 502.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 104.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 511.00CHF 502.30CHF 104.40
500CHF 499.40CHF 490.70CHF 104.40
1'000CHF 470.20CHF 461.50CHF 104.40
1'500CHF 441.00CHF 432.30CHF 104.40
2'000CHF 411.90CHF 403.20CHF 104.40
2'500CHF 382.70CHF 374.00CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.