MyDoc or smartDoc — Appenzell Innerrhoden
Appenzell Innerrhoden: with CONCORDIA, MyDoc costs CHF 386.60 a month in 2026 and smartDoc CHF 378.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
smartDoc is the cheaper of the two here: CHF 103.20 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.
The price at every deductible
| Deductible | MyDoc | smartDoc | Gap per year |
|---|---|---|---|
| 300 | CHF 386.60 | CHF 378.00 | CHF 103.20 |
| 500 | CHF 375.00 | CHF 366.40 | CHF 103.20 |
| 1'000 | CHF 345.80 | CHF 337.20 | CHF 103.20 |
| 1'500 | CHF 316.60 | CHF 308.00 | CHF 103.20 |
| 2'000 | CHF 287.50 | CHF 278.90 | CHF 103.20 |
| 2'500 | CHF 258.30 | CHF 249.70 | CHF 103.20 |
The comparison, region by region
- MyDoc or smartDoc?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.