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Sophie

MyDoc or smartDoc — Region 1, Ticino

Region 1, Ticino: with CONCORDIA, MyDoc costs CHF 646.10 a month in 2026 and smartDoc CHF 624.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 261.60 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 646.10CHF 624.30CHF 261.60
500CHF 634.50CHF 612.70CHF 261.60
1'000CHF 605.30CHF 583.50CHF 261.60
1'500CHF 576.10CHF 554.30CHF 261.60
2'000CHF 547.00CHF 525.20CHF 261.60
2'500CHF 517.80CHF 496.00CHF 261.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.