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MyDoc or smartDoc — Thurgau

Thurgau: with CONCORDIA, MyDoc costs CHF 485.90 a month in 2026 and smartDoc CHF 469.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 194.40 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 485.90CHF 469.70CHF 194.40
500CHF 474.30CHF 458.10CHF 194.40
1'000CHF 445.10CHF 428.90CHF 194.40
1'500CHF 415.90CHF 399.70CHF 194.40
2'000CHF 386.80CHF 370.60CHF 194.40
2'500CHF 357.60CHF 341.40CHF 194.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.