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MyDoc or smartDoc — Region 2, Schaffhausen

Region 2, Schaffhausen: with CONCORDIA, MyDoc costs CHF 477.70 a month in 2026 and smartDoc CHF 469.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 97.20 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 477.70CHF 469.60CHF 97.20
500CHF 466.10CHF 458.00CHF 97.20
1'000CHF 436.90CHF 428.80CHF 97.20
1'500CHF 407.70CHF 399.60CHF 97.20
2'000CHF 378.60CHF 370.50CHF 97.20
2'500CHF 349.40CHF 341.30CHF 97.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.