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MyDoc or smartDoc — Region 1, Vaud

Region 1, Vaud: with CONCORDIA, MyDoc costs CHF 610.50 a month in 2026 and smartDoc CHF 596.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 165.60 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 610.50CHF 596.70CHF 165.60
500CHF 598.90CHF 585.10CHF 165.60
1'000CHF 569.70CHF 555.90CHF 165.60
1'500CHF 540.50CHF 526.70CHF 165.60
2'000CHF 511.40CHF 497.60CHF 165.60
2'500CHF 482.20CHF 468.40CHF 165.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.