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MyDoc or smartDoc — Nidwalden

Nidwalden: with CONCORDIA, MyDoc costs CHF 438.70 a month in 2026 and smartDoc CHF 431.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

smartDoc is the cheaper of the two here: CHF 88.80 saved per year against MyDoc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

MyDoc is a "Family doctor" model. smartDoc is a "Telemedicine and others" model.

  • MyDoc

    Family doctor

    You pick a family doctor and always go to them first.

  • smartDoc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMyDocsmartDocGap per year
300CHF 438.70CHF 431.30CHF 88.80
500CHF 427.10CHF 419.70CHF 88.80
1'000CHF 397.90CHF 390.50CHF 88.80
1'500CHF 368.70CHF 361.30CHF 88.80
2'000CHF 339.60CHF 332.20CHF 88.80
2'500CHF 310.40CHF 303.00CHF 88.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.