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Combi Care or Tel Doc — Region 3, Zurich

Region 3, Zurich: with Galenos, Combi Care costs CHF 514.50 a month in 2026 and Tel Doc CHF 531.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Combi Care is the cheaper of the two here: CHF 200.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Combi Care and Tel Doc are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • Combi Care

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCombi CareTel DocGap per year
300CHF 514.50CHF 531.20CHF 200.40
500CHF 502.80CHF 519.50CHF 200.40
1'000CHF 473.60CHF 490.40CHF 201.60
1'500CHF 444.50CHF 461.20CHF 200.40
2'000CHF 415.30CHF 432.00CHF 200.40
2'500CHF 386.10CHF 402.90CHF 201.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.