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Centre de santé or Télémédecine — Aargau

Aargau: with ÖKK, Centre de santé costs CHF 500.30 a month in 2026 and Télémédecine CHF 526.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 310.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 500.30CHF 526.20CHF 310.80
500CHF 488.70CHF 514.60CHF 310.80
1'000CHF 459.50CHF 485.40CHF 310.80
1'500CHF 430.30CHF 456.20CHF 310.80
2'000CHF 401.20CHF 427.10CHF 310.80
2'500CHF 372.00CHF 397.90CHF 310.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.