Centre de santé or Télémédecine — Region 1, Ticino
Region 1, Ticino: with ÖKK, Centre de santé costs CHF 637.80 a month in 2026 and Télémédecine CHF 670.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 394.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 637.80 | CHF 670.70 | CHF 394.80 |
| 500 | CHF 626.20 | CHF 659.10 | CHF 394.80 |
| 1'000 | CHF 597.00 | CHF 629.90 | CHF 394.80 |
| 1'500 | CHF 567.80 | CHF 600.70 | CHF 394.80 |
| 2'000 | CHF 538.70 | CHF 571.60 | CHF 394.80 |
| 2'500 | CHF 509.50 | CHF 542.40 | CHF 394.80 |
The comparison, region by region
- Centre de santé or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.