Centre de santé or Télémédecine — Region 2, Vaud

Region 2, Vaud: with ÖKK, Centre de santé costs CHF 598.50 a month in 2026 and Télémédecine CHF 582.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 188.40 saved per year against Centre de santé, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

Deductible	Centre de santé	Télémédecine	Gap per year
300	CHF 598.50	CHF 582.80	CHF 188.40
500	CHF 586.90	CHF 571.20	CHF 188.40
1'000	CHF 557.70	CHF 542.00	CHF 188.40
1'500	CHF 528.50	CHF 512.80	CHF 188.40
2'000	CHF 499.40	CHF 483.70	CHF 188.40
2'500	CHF 470.20	CHF 454.50	CHF 188.40

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.

Centre de santé or Télémédecine — Region 2, Vaud

What you accept in each case

The price at every deductible

The comparison, region by region