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Centre de santé or Télémédecine — Region 2, Zurich

Region 2, Zurich: with ÖKK, Centre de santé costs CHF 496.70 a month in 2026 and Télémédecine CHF 510.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 166.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 496.70CHF 510.60CHF 166.80
500CHF 485.10CHF 499.00CHF 166.80
1'000CHF 455.90CHF 469.80CHF 166.80
1'500CHF 426.70CHF 440.60CHF 166.80
2'000CHF 397.60CHF 411.50CHF 166.80
2'500CHF 368.40CHF 382.30CHF 166.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.