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Sophie

Centre de santé or Télémédecine — Region 1, Fribourg

Region 1, Fribourg: with ÖKK, Centre de santé costs CHF 520.20 a month in 2026 and Télémédecine CHF 528.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 104.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 520.20CHF 528.90CHF 104.40
500CHF 508.60CHF 517.30CHF 104.40
1'000CHF 479.40CHF 488.10CHF 104.40
1'500CHF 450.20CHF 458.90CHF 104.40
2'000CHF 421.10CHF 429.80CHF 104.40
2'500CHF 391.90CHF 400.60CHF 104.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.