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Sophie

Centre de santé or Télémédecine — Region 1, Vaud

Region 1, Vaud: with ÖKK, Centre de santé costs CHF 627.00 a month in 2026 and Télémédecine CHF 610.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Télémédecine is the cheaper of the two here: CHF 198.00 saved per year against Centre de santé, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 627.00CHF 610.50CHF 198.00
500CHF 615.40CHF 598.90CHF 198.00
1'000CHF 586.20CHF 569.70CHF 198.00
1'500CHF 557.00CHF 540.50CHF 198.00
2'000CHF 527.90CHF 511.40CHF 198.00
2'500CHF 498.70CHF 482.20CHF 198.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.