Centre de santé or Télémédecine — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with ÖKK, Centre de santé costs CHF 436.80 a month in 2026 and Télémédecine CHF 459.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 271.20 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 436.80 | CHF 459.40 | CHF 271.20 |
| 500 | CHF 425.20 | CHF 447.80 | CHF 271.20 |
| 1'000 | CHF 396.00 | CHF 418.60 | CHF 271.20 |
| 1'500 | CHF 366.80 | CHF 389.40 | CHF 271.20 |
| 2'000 | CHF 337.70 | CHF 360.30 | CHF 271.20 |
| 2'500 | CHF 308.50 | CHF 331.10 | CHF 271.20 |
The comparison, region by region
- Centre de santé or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.