Skip to content
Sophie

Centre de santé or Télémédecine — Region 1, Lucerne

Region 1, Lucerne: with ÖKK, Centre de santé costs CHF 481.40 a month in 2026 and Télémédecine CHF 500.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 230.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 481.40CHF 500.60CHF 230.40
500CHF 469.80CHF 489.00CHF 230.40
1'000CHF 440.60CHF 459.80CHF 230.40
1'500CHF 411.40CHF 430.60CHF 230.40
2'000CHF 382.30CHF 401.50CHF 230.40
2'500CHF 353.10CHF 372.30CHF 230.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.