Centre de santé or Télémédecine — Schwyz
Schwyz: with ÖKK, Centre de santé costs CHF 441.80 a month in 2026 and Télémédecine CHF 459.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Centre de santé is the cheaper of the two here: CHF 211.20 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.
- Centre de santé
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- Télémédecine
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Centre de santé | Télémédecine | Gap per year |
|---|---|---|---|
| 300 | CHF 441.80 | CHF 459.40 | CHF 211.20 |
| 500 | CHF 430.20 | CHF 447.80 | CHF 211.20 |
| 1'000 | CHF 401.00 | CHF 418.60 | CHF 211.20 |
| 1'500 | CHF 371.80 | CHF 389.40 | CHF 211.20 |
| 2'000 | CHF 342.70 | CHF 360.30 | CHF 211.20 |
| 2'500 | CHF 313.50 | CHF 331.10 | CHF 211.20 |
The comparison, region by region
- Centre de santé or Télémédecine?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.