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Centre de santé or Télémédecine — Region 1, Schaffhausen

Region 1, Schaffhausen: with ÖKK, Centre de santé costs CHF 480.30 a month in 2026 and Télémédecine CHF 505.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 297.60 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 480.30CHF 505.10CHF 297.60
500CHF 468.70CHF 493.50CHF 297.60
1'000CHF 439.50CHF 464.30CHF 297.60
1'500CHF 410.30CHF 435.10CHF 297.60
2'000CHF 381.20CHF 406.00CHF 297.60
2'500CHF 360.30CHF 376.80CHF 198.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.