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Centre de santé or Télémédecine — Region 3, Grisons

Region 3, Grisons: with ÖKK, Centre de santé costs CHF 425.70 a month in 2026 and Télémédecine CHF 432.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 85.20 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 425.70CHF 432.80CHF 85.20
500CHF 414.10CHF 421.20CHF 85.20
1'000CHF 384.90CHF 392.00CHF 85.20
1'500CHF 355.70CHF 362.80CHF 85.20
2'000CHF 326.60CHF 333.70CHF 85.20
2'500CHF 297.40CHF 304.50CHF 85.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.