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Centre de santé or Télémédecine — Region 1, Zurich

Region 1, Zurich: with ÖKK, Centre de santé costs CHF 556.30 a month in 2026 and Télémédecine CHF 571.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 187.20 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 556.30CHF 571.90CHF 187.20
500CHF 544.70CHF 560.30CHF 187.20
1'000CHF 515.50CHF 531.10CHF 187.20
1'500CHF 486.30CHF 501.90CHF 187.20
2'000CHF 457.20CHF 472.80CHF 187.20
2'500CHF 428.00CHF 443.60CHF 187.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.