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Sophie

Centre de santé or Télémédecine — Uri

Uri: with ÖKK, Centre de santé costs CHF 413.30 a month in 2026 and Télémédecine CHF 434.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 256.80 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 413.30CHF 434.70CHF 256.80
500CHF 401.70CHF 423.10CHF 256.80
1'000CHF 372.50CHF 393.90CHF 256.80
1'500CHF 343.30CHF 364.70CHF 256.80
2'000CHF 314.20CHF 335.60CHF 256.80
2'500CHF 285.00CHF 306.40CHF 256.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.