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Centre de santé or Télémédecine — Region 2, Grisons

Region 2, Grisons: with ÖKK, Centre de santé costs CHF 435.60 a month in 2026 and Télémédecine CHF 442.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 87.60 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 435.60CHF 442.90CHF 87.60
500CHF 424.00CHF 431.30CHF 87.60
1'000CHF 394.80CHF 402.10CHF 87.60
1'500CHF 365.60CHF 372.90CHF 87.60
2'000CHF 336.50CHF 343.80CHF 87.60
2'500CHF 307.30CHF 314.60CHF 87.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.