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Centre de santé or Télémédecine — Region 2, Schaffhausen

Region 2, Schaffhausen: with ÖKK, Centre de santé costs CHF 448.10 a month in 2026 and Télémédecine CHF 471.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 278.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 448.10CHF 471.30CHF 278.40
500CHF 436.50CHF 459.70CHF 278.40
1'000CHF 407.30CHF 430.50CHF 278.40
1'500CHF 378.10CHF 401.30CHF 278.40
2'000CHF 349.00CHF 372.20CHF 278.40
2'500CHF 328.10CHF 343.00CHF 178.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.