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Centre de santé or Télémédecine — Region 2, Bern

Region 2, Bern: with ÖKK, Centre de santé costs CHF 503.40 a month in 2026 and Télémédecine CHF 523.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 240.00 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 503.40CHF 523.40CHF 240.00
500CHF 491.80CHF 511.80CHF 240.00
1'000CHF 462.60CHF 482.60CHF 240.00
1'500CHF 433.40CHF 453.40CHF 240.00
2'000CHF 404.30CHF 424.30CHF 240.00
2'500CHF 383.40CHF 395.10CHF 140.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.