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Centre de santé or Télémédecine — Region 3, Zurich

Region 3, Zurich: with ÖKK, Centre de santé costs CHF 453.10 a month in 2026 and Télémédecine CHF 465.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Centre de santé is the cheaper of the two here: CHF 152.40 saved per year against Télémédecine, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Centre de santé is a "Group practice (HMO)" model. Télémédecine is a "Telemedicine and others" model.

  • Centre de santé

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Télémédecine

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleCentre de santéTélémédecineGap per year
300CHF 453.10CHF 465.80CHF 152.40
500CHF 441.50CHF 454.20CHF 152.40
1'000CHF 412.30CHF 425.00CHF 152.40
1'500CHF 383.10CHF 395.80CHF 152.40
2'000CHF 354.00CHF 366.70CHF 152.40
2'500CHF 324.80CHF 337.50CHF 152.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.