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rhenusana sanmed24 — Basel-Stadt

Basel-Stadt: the sanmed24 model from rhenusana costs CHF 745.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 745.00, sanmed24 is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 776.40 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 745.00CHF 692.90
500CHF 734.50CHF 683.20
1'000CHF 707.50CHF 658.10
1'500CHF 681.00CHF 633.40
2'000CHF 654.00CHF 608.30
2'500CHF 627.00CHF 583.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 566.20CHF 526.60
500CHF 557.20CHF 518.30
1'000CHF 534.70CHF 497.40
1'500CHF 512.20CHF 476.40
2'000CHF 489.30CHF 455.10
2'500CHF 466.70CHF 434.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 186.30CHF 173.30
300CHF 168.90CHF 157.10
600CHF 151.30CHF 140.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.