rhenusana sanmed24 — Obwalden
Obwalden: the sanmed24 model from rhenusana costs CHF 482.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 482.00, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 382.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 502.80 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 482.00 | CHF 448.30 |
| 500 | CHF 471.50 | CHF 438.50 |
| 1'000 | CHF 444.50 | CHF 413.40 |
| 1'500 | CHF 418.00 | CHF 388.80 |
| 2'000 | CHF 391.00 | CHF 363.70 |
| 2'500 | CHF 364.00 | CHF 338.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 366.40 | CHF 340.80 |
| 500 | CHF 357.40 | CHF 332.40 |
| 1'000 | CHF 334.90 | CHF 311.50 |
| 1'500 | CHF 312.40 | CHF 290.60 |
| 2'000 | CHF 289.40 | CHF 269.20 |
| 2'500 | CHF 266.90 | CHF 248.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.60 | CHF 112.20 |
| 300 | CHF 103.10 | CHF 95.90 |
| 600 | CHF 85.60 | CHF 79.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.