rhenusana sanmed24 — Region 2, Grisons
Region 2, Grisons: the sanmed24 model from rhenusana costs CHF 479.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.40, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 499.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.40 | CHF 445.80 |
| 500 | CHF 468.90 | CHF 436.10 |
| 1'000 | CHF 441.90 | CHF 411.00 |
| 1'500 | CHF 415.40 | CHF 386.40 |
| 2'000 | CHF 388.40 | CHF 361.30 |
| 2'500 | CHF 361.50 | CHF 336.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 367.20 | CHF 341.50 |
| 500 | CHF 358.20 | CHF 333.20 |
| 1'000 | CHF 335.80 | CHF 312.30 |
| 1'500 | CHF 313.20 | CHF 291.30 |
| 2'000 | CHF 290.20 | CHF 269.90 |
| 2'500 | CHF 267.70 | CHF 249.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 119.90 | CHF 111.60 |
| 300 | CHF 102.40 | CHF 95.30 |
| 600 | CHF 84.90 | CHF 79.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.