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rhenusana sanmed24 — Region 2, Grisons

Region 2, Grisons: the sanmed24 model from rhenusana costs CHF 479.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 479.40, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 418.00. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 499.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 479.40CHF 445.80
500CHF 468.90CHF 436.10
1'000CHF 441.90CHF 411.00
1'500CHF 415.40CHF 386.40
2'000CHF 388.40CHF 361.30
2'500CHF 361.50CHF 336.20

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 367.20CHF 341.50
500CHF 358.20CHF 333.20
1'000CHF 335.80CHF 312.30
1'500CHF 313.20CHF 291.30
2'000CHF 290.20CHF 269.90
2'500CHF 267.70CHF 249.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 119.90CHF 111.60
300CHF 102.40CHF 95.30
600CHF 84.90CHF 79.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.