rhenusana sanmed24 — Region 1, St. Gallen
Region 1, St. Gallen: the sanmed24 model from rhenusana costs CHF 505.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 505.60, sanmed24 is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 906.00 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 505.60 | CHF 470.20 |
| 500 | CHF 494.00 | CHF 459.50 |
| 1'000 | CHF 464.80 | CHF 432.30 |
| 1'500 | CHF 435.60 | CHF 405.20 |
| 2'000 | CHF 406.50 | CHF 378.10 |
| 2'500 | CHF 381.60 | CHF 354.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 372.30 | CHF 346.20 |
| 500 | CHF 360.70 | CHF 335.50 |
| 1'000 | CHF 331.50 | CHF 308.30 |
| 1'500 | CHF 302.30 | CHF 281.20 |
| 2'000 | CHF 273.20 | CHF 254.10 |
| 2'500 | CHF 244.30 | CHF 227.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 105.40 | CHF 98.10 |
| 300 | CHF 87.90 | CHF 81.80 |
| 600 | CHF 70.40 | CHF 65.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.