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rhenusana sanmed24 — Zug

Zug: the sanmed24 model from rhenusana costs CHF 493.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 493.30, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 513.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 493.30CHF 458.80
500CHF 482.90CHF 449.10
1'000CHF 455.80CHF 423.90
1'500CHF 429.30CHF 399.30
2'000CHF 402.30CHF 374.20
2'500CHF 375.30CHF 349.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 374.90CHF 348.70
500CHF 365.90CHF 340.30
1'000CHF 343.40CHF 319.40
1'500CHF 320.90CHF 298.50
2'000CHF 297.90CHF 277.10
2'500CHF 275.40CHF 256.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 123.40CHF 114.80
300CHF 105.90CHF 98.50
600CHF 88.40CHF 82.30

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.