rhenusana sanmed24 — Zug
Zug: the sanmed24 model from rhenusana costs CHF 493.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 493.30, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 335.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 513.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 493.30 | CHF 458.80 |
| 500 | CHF 482.90 | CHF 449.10 |
| 1'000 | CHF 455.80 | CHF 423.90 |
| 1'500 | CHF 429.30 | CHF 399.30 |
| 2'000 | CHF 402.30 | CHF 374.20 |
| 2'500 | CHF 375.30 | CHF 349.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.90 | CHF 348.70 |
| 500 | CHF 365.90 | CHF 340.30 |
| 1'000 | CHF 343.40 | CHF 319.40 |
| 1'500 | CHF 320.90 | CHF 298.50 |
| 2'000 | CHF 297.90 | CHF 277.10 |
| 2'500 | CHF 275.40 | CHF 256.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.40 | CHF 114.80 |
| 300 | CHF 105.90 | CHF 98.50 |
| 600 | CHF 88.40 | CHF 82.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.