rhenusana sanmed24 — Region 1, Zurich
Region 1, Zurich: the sanmed24 model from rhenusana costs CHF 600.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 600.00, sanmed24 is not the lowest premium here: Atupri goes down to CHF 517.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 442.80 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 600.00 | CHF 558.00 |
| 500 | CHF 588.40 | CHF 547.30 |
| 1'000 | CHF 559.20 | CHF 520.10 |
| 1'500 | CHF 530.00 | CHF 492.90 |
| 2'000 | CHF 502.50 | CHF 467.40 |
| 2'500 | CHF 475.80 | CHF 442.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.00 | CHF 415.70 |
| 500 | CHF 437.00 | CHF 406.50 |
| 1'000 | CHF 414.00 | CHF 385.10 |
| 1'500 | CHF 392.00 | CHF 364.60 |
| 2'000 | CHF 369.00 | CHF 343.20 |
| 2'500 | CHF 318.80 | CHF 296.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 150.10 | CHF 139.60 |
| 300 | CHF 132.60 | CHF 123.40 |
| 600 | CHF 115.10 | CHF 107.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.