rhenusana sanmed24 — Region 3, Zurich
Region 3, Zurich: the sanmed24 model from rhenusana costs CHF 447.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 447.90, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 505.20 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 447.90 | CHF 416.50 |
| 500 | CHF 437.90 | CHF 407.30 |
| 1'000 | CHF 408.90 | CHF 380.30 |
| 1'500 | CHF 377.90 | CHF 351.50 |
| 2'000 | CHF 348.80 | CHF 324.40 |
| 2'500 | CHF 323.70 | CHF 301.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 315.90 | CHF 293.80 |
| 500 | CHF 306.40 | CHF 285.00 |
| 1'000 | CHF 284.90 | CHF 265.00 |
| 1'500 | CHF 254.90 | CHF 237.10 |
| 2'000 | CHF 238.90 | CHF 222.20 |
| 2'500 | CHF 201.60 | CHF 187.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 110.50 | CHF 102.80 |
| 300 | CHF 93.00 | CHF 86.50 |
| 600 | CHF 75.50 | CHF 70.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.