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rhenusana sanmed24 — Region 1, Schaffhausen

Region 1, Schaffhausen: the sanmed24 model from rhenusana costs CHF 542.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 542.30, sanmed24 is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, sanmed24 costs CHF 804.00 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 542.30CHF 504.30
500CHF 531.80CHF 494.60
1'000CHF 504.80CHF 469.50
1'500CHF 478.30CHF 444.90
2'000CHF 451.30CHF 419.80
2'500CHF 424.30CHF 394.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 412.20CHF 383.30
500CHF 403.20CHF 375.00
1'000CHF 380.70CHF 354.10
1'500CHF 358.20CHF 333.20
2'000CHF 335.20CHF 311.80
2'500CHF 312.70CHF 290.90

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 140.30CHF 130.50
300CHF 122.90CHF 114.30
600CHF 105.30CHF 98.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.