rhenusana sanmed24 — Region 1, Schaffhausen
Region 1, Schaffhausen: the sanmed24 model from rhenusana costs CHF 542.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 542.30, sanmed24 is not the lowest premium here: ÖKK goes down to CHF 480.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 804.00 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 542.30 | CHF 504.30 |
| 500 | CHF 531.80 | CHF 494.60 |
| 1'000 | CHF 504.80 | CHF 469.50 |
| 1'500 | CHF 478.30 | CHF 444.90 |
| 2'000 | CHF 451.30 | CHF 419.80 |
| 2'500 | CHF 424.30 | CHF 394.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 412.20 | CHF 383.30 |
| 500 | CHF 403.20 | CHF 375.00 |
| 1'000 | CHF 380.70 | CHF 354.10 |
| 1'500 | CHF 358.20 | CHF 333.20 |
| 2'000 | CHF 335.20 | CHF 311.80 |
| 2'500 | CHF 312.70 | CHF 290.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.30 | CHF 130.50 |
| 300 | CHF 122.90 | CHF 114.30 |
| 600 | CHF 105.30 | CHF 98.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.