rhenusana sanmed24 — Nidwalden
Nidwalden: the sanmed24 model from rhenusana costs CHF 457.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 457.70, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 385.40. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 476.40 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 457.70 | CHF 425.70 |
| 500 | CHF 447.20 | CHF 415.90 |
| 1'000 | CHF 420.20 | CHF 390.80 |
| 1'500 | CHF 393.70 | CHF 366.20 |
| 2'000 | CHF 366.70 | CHF 341.10 |
| 2'500 | CHF 339.70 | CHF 316.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 347.80 | CHF 323.50 |
| 500 | CHF 338.80 | CHF 315.10 |
| 1'000 | CHF 316.30 | CHF 294.20 |
| 1'500 | CHF 293.80 | CHF 273.30 |
| 2'000 | CHF 270.80 | CHF 251.90 |
| 2'500 | CHF 248.30 | CHF 231.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.50 | CHF 106.50 |
| 300 | CHF 97.00 | CHF 90.30 |
| 600 | CHF 79.50 | CHF 74.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.