rhenusana sanmed24 — Region 2, Zurich
Region 2, Zurich: the sanmed24 model from rhenusana costs CHF 499.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 499.80, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 513.60 less per year than rhenusana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 499.80 | CHF 464.80 |
| 500 | CHF 488.20 | CHF 454.10 |
| 1'000 | CHF 459.00 | CHF 426.90 |
| 1'500 | CHF 429.80 | CHF 399.80 |
| 2'000 | CHF 400.70 | CHF 372.70 |
| 2'500 | CHF 375.60 | CHF 349.40 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 380.00 | CHF 353.40 |
| 500 | CHF 369.00 | CHF 343.20 |
| 1'000 | CHF 343.50 | CHF 319.50 |
| 1'500 | CHF 310.00 | CHF 288.30 |
| 2'000 | CHF 289.00 | CHF 268.80 |
| 2'500 | CHF 252.00 | CHF 234.40 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.80 | CHF 115.20 |
| 300 | CHF 106.30 | CHF 98.90 |
| 600 | CHF 88.80 | CHF 82.60 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Zug
- Zurich — Region 1
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.